# USDZ

USDZ is a dollar stablecoin on 0G. M0 issues it. Each USDZ is backed one-for-one by PYUSDx, PayPal's PYUSD on 0G, which the USDZ contract holds. comfy does not issue USDZ and does not hold yours.

## Use it on comfy

* **Trade USDZ** on its own page, against 0G.
* **Pay or receive in USDZ.** Where a token's desk offers it, switch the currency beside **0G** to **USDZ**. A buy spends USDZ and a sell pays it out, in one transaction through 0G.
* **Add liquidity** to the USDZ / 0G pool from **pools**. See [Pools](pools.md).
* **See your USDZ** in your [portfolio](../account/portfolio.md) and the account menu.

## Get USDZ

* Buy it with 0G on its page here.
* Or swap into it on 0G's [Hub](https://hub.0g.ai/swap?to=USDZ), for example from USDC on Ethereum. The Hub's own fees and minimums apply.

## Before you use it

* **It can trade away from $1.** In a pool, USDZ's price is set by trades, like any token's.
* **The issuer can pause and freeze.** USDZ's issuer can pause every USDZ transfer, which also stops trades and pool withdrawals in USDZ, and can freeze an address.
* **No yield to holders.** Holding USDZ earns nothing. Yield on the backing goes to the issuer's recipient, not to holders.

Read [Risks](../getting-started/risks.md) and the [terms of use](/terms.html) before you trade.